9 Reasons Why You Should Never Depend On A Man For Money

reasons why you should never depend on a man for money

You’ve probably been told your whole life that the key to happiness is finding a man to take care of you.

While it’s essential to be with a partner who can provide for you, relying on a man for money is never a good idea.

If you want real security in a relationship, you need to have your own income.

In this article, we’ll give you 9 compelling reasons why you should never depend on a man for money no matter how long you’ve been together.

You’ll also discover how to take control of your finances and build the life you want with or without a man.


Relying solely on a man for financial support is dangerous and can lead to a lot of hiccups down the road.

No matter how small, try to bring something to the table too. Here are some reasons why you should never depend on a man for money:

1. It leads to a lack of financial independence

One of the major reasons why you shouldn’t depend on a man for money is that it can lead to a lack of financial independence.

Having your own source of income provides you with autonomy, freedom, and the ability to make financial decisions that align with your goals and values.

When you rely solely on a man for money, you lose control of your financial freedom. What if the relationship ends?

You’ll have nothing to fall back on and will struggle to support yourself. It’s important to build your own financial foundation so you can stand on your two feet.

Put aside a portion of any income you earn into a savings account each month. Even saving a small amount adds up over time and provides you with a safety net.

When you have your own money, you can spend it how you choose without needing approval.

Don’t rely on a partner as your only source of income. When you earn your own money, you gain flexibility, stability, and power over your financial life.

While it can be tempting to depend on someone else financially, true independence comes from relying on yourself.

Build your savings, get more education, and work hard on your career so you can shape your financial future.

When you have your own income, you have freedom and control. And that is worth more than any short-term convenience.

2. It creates unequal power dynamics

When you rely on a man financially, it often creates an unequal power dynamic in the relationship that can lead to disrespect, control, manipulation, or abuse.

He may start dictating how you spend “his” money or demand that you quit your job to be more available to him.

This imbalance of power allows a man to take advantage of you and can make it difficult for you to leave, even if the relationship turns unhealthy.

You owe it to yourself to build your financial security. Make your own money and keep a separate bank account so you always have independence and options.

Don’t let any man make you feel like you “owe” him something or that you’re trapped.

Having your own income and assets means you can stand up for yourself if he tries to exert control in unacceptable ways.

At the end of the day, the ability to support yourself is empowering. You can make your own choices and build the life you want without needing anyone’s permission or help.

While relationships require compromise, you should never feel wholly dependent on another person or like you have to give up your autonomy to keep the peace.

Your power and freedom come from within, not from any man.

reasons why you should never depend on a man for money

3. Relying on a man for financial support can leave you vulnerable

As an independent woman, depending on someone else for money can put you in a precarious position.

What if the relationship sours or he decides to cut you off? You’ll have no way to support yourself.

It’s important to have a safety net and financial security of your own.

Always make sure you have your own stream of income and some savings in case the unexpected happens.

Don’t let yourself become financially dependent on another person.

Build your career and have your own accounts so you can stand on your own two feet if needed.

While it may seem convenient at the moment to rely on a man to pay for your lifestyle, this dependence robs you of your autonomy and security in the long run.

There are many examples of women who gave up their careers to depend on a romantic partner, only to find themselves with no way to make a living after a breakup or divorce.

Rather than looking to a relationship as a way to gain financial freedom, focus on gaining the skills and education to create your safety net.

Then you can enter a relationship as an equal partner, not someone who is reliant on another for basic necessities.

Build your career, start a business, get an education, invest in real estate—do whatever it takes to make sure you can stand on your own.

That’s the surest way to create an authentic and healthy relationship where you’re not relying on a man for money.

4. Your career and personal development goals can be hindered

Building a career and pursuing personal development goals can be difficult when you’re solely relying on someone else for financial support.

When you depend on a man for money, you give up control of your life. Your career and dreams are now in his hands, and he may not support them fully.

Maybe you’ve always wanted to go back to school for your master’s degree or change careers, but your partner doesn’t see the value.

Will he agree to support you financially so you can pursue your goals? If not, you’ll have to put your dreams on hold or find a way to fund them yourself.

Even if your partner is encouraging now, things may change.

What if you eventually want to start a business or move to a new city for an exciting job opportunity?

Will his financial support still be there if it’s not what he wants for you?

Relying on someone else for money means relying on them for permission to follow your dreams.

Take control of your financial destiny; create a monthly budget, increase your earning potential, and develop skills so you have choices.

When you can stand on your own two feet financially, you can make decisions that are right for you without needing anyone’s approval or support.

5. Being financially independent provides a sense of security and protection

A big reason why you should never depend on a man for money is that it can make you feel insecure and unsafe.

Having your own source of income ensures that you can take care of yourself and meet your needs independently.

You’re not at the mercy of someone else’s decisions or financial mistakes.

If the relationship ends for any reason, you have the means to support yourself.

Relying on a partner for money can make you feel trapped in the relationship.

You may stay in an unhappy situation because you feel you have no other choice.

When you’re financially independent, you’ll feel secure and will have options.

You can make decisions based on what’s right for you rather than what you feel forced into for financial reasons.

While it’s great to share experiences with a loving partner, make sure you also maintain your separate interests and financial independence.

This balance will lead to a healthier, happier relationship in the long run.

reasons why you should never depend on a man for money

6. Having your own money allows you to make choices that are in your best interest

Whether it’s related to your career, lifestyle, or future plans, having your own money means you get to have a say in decision-making.

When you depend on someone else for money, whether it’s a friend, family member, or romantic partner, you lose a degree of control over your own life.

You may feel obligated to go along with their wishes or demands to keep the funds flowing, even if it’s not actually in your best interest.

Having your own source of income provides you independence and the freedom to make your own choices without pressure or strings attached.

You can decide what you want to spend your money on, like pursuing hobbies, self-care, education, or whatever else is important to you.

You don’t have to justify your spending to anyone else or deal with someone else dictating how you use your funds.

However, when you’re financially dependent, it may feel difficult to stand up for yourself or leave a bad situation.

Taking steps to establish your financial security helps ensure you have the means to protect yourself and build healthy relationships based on mutual trust and respect.

In short, depending on another person for money often means giving up autonomy over your life and choices.

Establishing financial independence provides security and allows you to confidently go after what you want without having to answer to anyone else. And that kind of freedom is priceless.

7. Earning your own income can boost your self-esteem and confidence

Nothing feels quite as empowering as earning your own money.

When you have an income source that’s independent of any romantic partner, you gain confidence in yourself and your abilities.

You realize you have skills, talents, and ambition that translate into professional success and financial gain.

This sense of empowerment and self-esteem will serve you well regardless of your relationship status.

If you end up single again, you’ll know you can support yourself.

And if you’re in a relationship, you’ll feel secure enough not to depend on your partner as your only source of financial stability.

You can build wealth together rather than rely solely on them.

Earning your own income also allows you to maintain your independence and sense of identity within a relationship.

So don’t depend on a man or anyone else to fund the lifestyle you want.

Take charge of building your career and creating multiple streams of income. You’ll feel more confident, secure, and empowered as a result.

8. You’ll gain a man’s respect when you make your own money

When you earn and manage your own money, you gain independence and command more respect.

Men admire women who are successful and financially independent. It shows you have ambition, skill, and grit.

You won’t be seen as someone looking for a handout or a free ride. You’ll be viewed as an equal partner in the relationship, not a dependent.

While sharing life with a loving partner is great, make sure you always maintain your own financial independence.

Don’t rely on a man as your sole source of income.

Develop your talents and skills, work hard at something you enjoy, and never stop pursuing your own personal and professional dreams.

Your life will be richer for it, and so will your relationships.

reasons why you should never depend on a man for money

9. Financial independence promotes equality in relationships

When you rely on a partner for money, it creates an imbalance of power in the relationship.

You risk losing the autonomy and freedom to make your own choices.

Rather than depending on someone else’s income, focus on making your own money and be smart with your finances.

Manage your money wisely by creating a budget, paying off debt, and saving for important life goals.

By achieving financial independence, you’ll gain confidence and equality in your relationships.

You and your partner will connect as equals, with mutual trust and respect.

Money troubles are a leading cause of relationship stress, arguments, and even divorce.

Remove that factor, and you’ll find that your relationship becomes healthier and happier.

Being financially independent may be challenging, but the rewards are well worth the effort.

Take that first step to gaining control over your money and building wealth.

Make a plan, get educated, and find ways to earn more or spend less. Financial freedom starts with you, so take action today to shape your financial destiny.


Relying on a man’s income alone is a risky business.

Take control of your finances. Earn your own money. Save for your future. And if you do get married, protect yourself with a prenup.

By maintaining financial independence and taking control of your financial well-being, you can enhance your confidence, security, and overall quality of life.

While relationships can provide support and companionship, it’s essential to prioritize your financial autonomy and future stability. Independence brings freedom.

The more you depend on someone else, the more power you give them over you.

Learn to be financially independent and pay your own bills or at least share it equally with your partner.

And never let anyone else be in the driver’s seat of your life. Your happiness and security depend on it.


Recommended reading:

14 Things Smart Women Never Do In Relationships

11 Practical Ways To Be Independent In A Relationship

9 Things You Should Never Do For A Man

About The Author

Jennifer Dagi
 | Blog

Jennifer Dagi is happily married to her best friend and the love of her life.

As a relationship coach, she is passionate about helping couples build healthy and happy relationships.

She strongly believes communication and intimacy are the most important ingredients for building a successful relationship.

Join her on a fabulous journey to improve your love life one step at a time and don't forget to subscribe for weekly blog updates.

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